ANALISIS YURIDIS PERLINDUNGAN HUKUM TERHADAP DATA PRIBADI YANG DIGUNAKAN SEBAGAI EMERGENCY CONTACT PINJAMAN ONLINE SECARA SEPIHAK (UU NO.27 TAHUN 2022)

Abstract

The form of legal protection for parties who are harmed due to unilateral listing as an emergency contact is divided into two forms, namely preventive and repressive. Preventive legal protection is provided through statutory regulations. While repressive legal protection is provided when a violation has occurred. Legal remedies for misuse of personal data, there are 3 consisting of Administrative Legal Efforts, namely victims can make a complaint mechanism to the Financial Services Authority (OJK), and the Consumer Protection Portal Application (APPK), then Civil Lawsuit Legal Efforts, namely In accordance with Article 64 of the Personal Data Protection Lawsuit can be submitted through arbitration, court, or alternative dispute resolution mechanisms that must be supported by valid evidence, including electronic documents, and Criminal Lawsuit Legal Efforts, namely Reporting can be made to the Police, especially the Cyber ​​Unit of the National Police Criminal Investigation Unit or the Regional Police, accompanied by initial evidence such as screenshots, voice recordings, or evidence of data inclusion in the application. In accordance with Articles 65 and 67 of the Personal Data Protection Lawsuit. If accompanied by threats or intimidation, the perpetrator can also be charged under Article 32 paragraph (2) in conjunction with Article 48 paragraph (2) of the ITE Law.